Struggling with Debts?

When you are unable to maintain your household bills as a result of changes in your circumstances or financial difficulties this can have a huge impact up you and your family. 

We recommend that you seek professional advice as earlier as possible.  It is important that you prepare a budget plan to manage your essential housing costs and household bills.  When you are unable to discharge all of your debts as they fall due your unsecured creditors should be treated equally regarding any payments you make to them thereafter. 

They are many areas in which we can help you to assess your mortgage repayments and help you with financial planning.

If you are in bankruptcy this can affect your property, we have helped clients mediate in bankruptcy allowing them to retain their property which would have otherwise been repossessed.  Contact us directly if you are bankrupt or have any bankruptcy questions.  

For many clients talking about their difficulties and concerns is the first step and our Consultants have many years’ experience in handling such matters.

Our Consultants can provide you with general information regarding the types of debt solutions available and can signpost you to sources of free independent advice.

Free debt counselling services and credit information services is available and can be found at the Money Advice Service at https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator