Mortgage Arrears

 
arrears.jpg

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP MORTGAGE REPAYMENTS

This is a typical statement made by all mortgage lenders and secured loan companies. You will have seen this on any correspondence you have received from your lender. 

Falling into mortgage arrears can happen for a number of reasons; changes in circumstances, poor health, unemployment, breakdown of a relationship. Experiencing financial difficulties can be stressful and not always easy to address. We recommend seeking advice as soon as possible either from a professional company offering debt services or a local charity who can give you advice free of charge. You should note that not all professionals or charities may be able to deal with both your secured and unsecured debts and it is best to seek advice from the provider that suits you.

Our consultants are experienced in helping clients assess and manage both secured and unsecured debt ie credit cards and personal loans they will take time to go through your household income and expenditure, see where any savings could be made and help present you with your options. You can then make an informed decision as how best to proceed and the type of professional assistance you require. Our services include information mediation if required.