Our Consultants will provide you with all of the information and assistance you need to begin the process to take back control of your property and finances.
Mis-sold Mortgages
Discovering your mortgage has been mis sold may be as a result of misrepresentation of your affordability or eligibility at the time you took the mortgage. The first step is to request your mortgage file which should include your initial application and credit assessment information.
Whether you obtained your mortgage via an independent broker or not this information should be held on your mortgage file and you are entitled to receive this information from your lender free of charge. It may take up to 40 days for your request to be processed by your lender and the documents to be released.
We can assist with help and advice, requesting the correct documents or Subject Access Request ‘SAR’ from your lender and ensuring this is complete in order to complete a full review of the situation.
Depending on the finding you may then wish to take a claim forward yourself or seek to instruct a professional a mis sold mortgage company to assist you.